You have gathered all the figures on your situation: your income, your expenses and all your monthly payments of all your loans. Grouping your loans is a way to reduce your debt and get back on track. A loan redemption simulation will allow you to see the changes before setting up your credit redemption.
Information requested for a loan redemption simulation
To make a credit redemption simulation, you must indicate your monthly taxable income if you are an employee or your net monthly pension received if you are retired.
Then you mention all your consumer credits, online credits and overdraft. If you are missing a repayment schedule for a loan, you can ask the credit institution in question. Then, if you have any clarifications to provide, useful information, do not hesitate to note them.
Once the credit redemption simulator has been activated, what happens?
We receive your online credit redemption request immediately. We are a broker in credit buyback, we are familiar with all the criteria of banks specializing in credit consolidation. We study in detail your request for loan redemption. We contact you by phone to see together the different aspects of the loan redemption simulation.
For a purchase of consumer credit, we see the duration of the credit repurchase on 144 months, it gives the debt ratio immediately after the redemption and we also see the rest to live if it is well respected. These 2 criteria are very important for any repurchase of loans.
The interest of a credit redemption simulation calculator
For a buy back credit, this tool is quite effective to know the debt after redemption, the new monthly payment and the duration of the repurchase of credit. But when you have peculiarities in your file, it is better to contact us to make a loan simulation simulation together viva voce.
Do not hesitate to contact us, you will be able to ask us all your questions. We are here to answer and find a suitable solution.